Summer.fiSummer.fi

Automated Exposure to DeFi’s

Highest Quality Yield

USDT

Medium Risk

APY 9.84% + >1000% SUMR

Total assets

59.07 USDT$59.07

Best for

-
Deposit

Balance

-

USDT

$999.85

Estimated earnings after 1 year

USDC

Medium Risk

APY 9.66% + >1000% SUMR

Total assets

19.32 USDC$19.33

Best for

-
Deposit

Balance

-

USDC

$1,000.05

Estimated earnings after 1 year

Looking to borrow or multiply?Summer.fi Pro, advanced DeFi features all in one app.Multiply ・ Borrow ・ Yield Loops

Get effortless access to crypto’s best DeFi yields. Continually rebalanced by AI powered Keepers to earn you more while saving you time and reducing costs.

Summer Earn UI
Available onEthereumOptimismArbitrum

Automated access to DeFi's best protocols,
with over $45B of total liquidity

Sustainably higher yields, optimized with AI.
You’re earning DeFi’s highest yields, all of the time.

With Summer, your deposits are continuously monitored and reallocated across the top protocols, ensuring you are earning the best available yields.

You’re earning DeFi’s highest yields, all of the time.
500m

Total Assets

20b+

Liquidity

6

Protocols Used

Always optimized, zero effort.

Summer's AI-powered keeper network requires a majority of AI Agents to agree on a single strategy to automatically rebalance your portfolio. It continually optimizes rebalancing strategies to maximize long-term yields.

Always optimized, zero effort.
45.2K

Rebalance Transactions

2,184 hours

User time saved

14

DeFi Strategies Optimized

Save Time, Cut Complexity and forget about Gas Costs

With Summer, there is no need to keep a spreadsheet, check different apps and sign multiple transactions, chasing the best yields and seeing your profit disappear with gas fees. All rebalances are included in the 1% Annualized AUM Fee...sit back, relax and earn more the lazy way.

Save Time, Cut Complexity and forget about Gas Costs
14

DeFi Strategies Optimized

$1.23M

Gas Cost Savings

6

Protocol Used

Superior risk management by DeFi’s top risk team
Your capital’s safety and diversification overseen and constantly assessed

Block Analitica is the Risk Curator to the Lazy Summer Protocol, who will set and manage all the core risk parameters. They come to Summer with a wealth of experience, using sophisticated models to simulate market conditions and their own knowledge to prevent any unnecessary risks taken to the protocol.

Block Analytica

Protected Capital

$10B+

Highest yields with minimum risk of ruin

The Risk Curator will set and continually manage all Vault parameters to prevent over exposure risk to any single protocol or collateral paired assets. Through their own models and experience, they will monitor and manage the risk ensuring the best risk adjusted yields.

Highest yields with minimum risk of ruin
Automatic Diversified Exposure

Summer requires no management from users after they have deposited. All risk management, yield optimizing and strategy rebalancing is handled automatically within the parameters set by the Risk Curator. No chance of fat fingering a trade again.

Automatic Diversified Exposure
The Power of DeFi, made accessible to everyone.
Transparent by Design
Never second guess the source of your yield

Summer ensures you never second guess the source of your yield. With our automated rebalances, every decision is fully traceable and optimized transparently.

Pie Chart - Never second guess the source of your yieldPie Chart Legend - Never second guess the source of your yield
Instant Liquidity
Exit anytime, no lockups or withdrawal delays

With Summer, you can withdraw from your position at anytime as long as the capital is available from the underlying protocols (which is almost always). No queues or waiting for withdrawals to be processed.

Exit anytime, no lockups or withdrawal delays
Permissionless
Always Non-Custodial, Always in Your Control

Built entirely on-chain, Summer gives you unrestricted access and complete control over your assets—no middle-men and no opaque third parties with control over your capital.

Always Non-Custodial, Always in Your Control

The $SUMR Token

Powering DeFi’s best yield optimizer

Governed by $SUMR, governed by you.

$SUMR is the governance token for the Lazy Summer Protocol and the only way govern and make changes to the Lazy Vaults. As a token holder you help on and off-board markets, hold contributors accountable and allocate governance owned capital.

Three ways to earn $SUMR

You can earn $SUMR by participating in the protocol and the community. Deposit into the Protocol, Delegate your voting power or be a Delegate and vote on behalf of others. Earn $SUMR and help contribute to the value created by the Lazy Summer Protocol.

$SUMR Token Bubbles
Start earning now
Individual
Start earning in minutes and discover the power of Summer
  • Start earning without a crypto wallet
  • Deposit with any token if you already have a wallet
  • Deposit funds straight from your bank account
  • Withdraw anytime
For Existing DeFi Yield Earners
Migrate your existing DeFi positions to Summer in under a minute
  • Start earning optimized DeFi yields
  • Keep some exposure to original strategy
  • Diversify your exposure across protocols
  • Withdraw anytime
HNW, Institutions & DAO Treasuries
Get a personalised onboarding experience
  • For those with at least $100,000 USD
  • Personally onboarded with a member of the team through a Google Meet or Zoom call
  • A key contact person for any future support
  • Still able to withdraw at anytime
Summer.fi Pro, advanced DeFi features all in one app, just a click away.
Multiply
The easiest way to Amplify Exposure (and your profits)
Automation
Position swap
$RAYS
Borrow
Unlock liquidity from your favorite crypto assets with best protocols.
Automation
Position swap
$RAYS
Yield Loops
Unlock liquidity from your favorite crypto assets with best protocols.
$RAYS

Crypto Utilities

Send, swap, bridge, buy and cash out, all in one app.
Send
Swap
Bridge
Buy
Cash out

Audits

Top tier security & audits
ChainSecurity works with top-tier DeFi protocols, research institutions, central banks, and large organizations.

ChainSecurity works with top-tier DeFi protocols, research institutions, central banks, and large organizations.

Learn more
Prototech Labs is a DeFi & Web3 professional services consultancy helping businesses, DAOs, and protocols implement innovative blockchain solutions.

Prototech Labs is a DeFi & Web3 professional services consultancy helping businesses, DAOs, and protocols implement innovative blockchain solutions.

Learn more
Built by Summer.fi, DeFi’s most trusted frontend app.

With Summer, effortlessly earn the best yields and grow your capital faster. We automatically rebalance your assets to top protocols, maximizing your returns.

Summer.fi TVL

1.2B

Summer.fi 30D Volume

$643.2m

Capital Automated

$259.7M

Time Operating

7 years

FAQ
Summer.fi

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